Drinking and driving can be fatal mistake and one that impacts your life in more ways then you know. But unfortunately people make mistakes and not only have pay fines, lose there drivers license but this can also effect them from getting life insurance in the future. The insurance company will look at a DUI very carefully as more of an insurance risk and can decline you if there is a hint of alcoholism or repeated abuse. Depending on the length of time from the DUI incident you might be approved standard, but you could receive a rating (increase in premiums due to lifestyle issues.) A recent case study Lifeman facilitated was of the exact situation. Instead of applying to one company for the DUI, we applied to 3 Canadian Life Insurance Companies simultaneously and received 3 different answers, one was a decline, the other am approval with high rating, and another company with a standard rate. Our aggressive approach to insurance companies gets favorable results and often means huge cost savings to the client.
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