If you are considered Obese and your BMI is above average you may or may not get approved at the standard rate for life insurance Canada. It really depends on your height and weight ratio. But if you are above the life insurance companies guidelines you may get a rating which means an increase in price due to build. This can vary depending on the indicators like, high blood pressure, cholesterol or diabetes which could impact the severity of the rating.
Getting the Rating Removed once You Lose Weight
If you decide to take your weight loss goals to heart and implement some serious actions and obtain the desired results you are going to have some extra money in your loosely fitting pant pockets. The great news is the insurance company will give you the opportunity to get that rating removed if you lose a certain amount of weight and keep that weight off for a minimum of one year.
Lifeman was able to remove this weight rating for many of his clients who took a step in the right direction and were repaid not only health wise but financially as well.
