Critical Illness Product List

Critical Illness Term 10

• Premiums are fixed for the first 10 years of the policy
• Option to add on a return of premium at expiry if a claim is not made
• Pays out a lump sum tax free benefit if you are diagnosed with any of 24 critical illness and survive for 30 days.
• Option to add on a premium payback at death

Critical Illness Term 20

• Premiums are fixed for the first 20 years of the policy
• Option to add on a return of premium at expiry if a claim is not made
• Pays out a lump sum tax free benefit if you are diagnosed with any of 24 critical illness and survive for 30 days.
• Option to add on a premium payback at death

Critical Illness Term to 65

• Pays out lump sum if you are diagnosed with cancer, stroke, heart attack or one of 24 critical illnesses and survive for 30 days.
• Premiums fixed until age 65
• Option to add on a return of Premium at expiry if no claim is made
• Option to add on a premium payback at death

Critical Illness Term to 75

• Pays out lump sum if you are diagnosed with cancer, stroke, heart attack or one of 24 critical illnesses and survive for 30 days.
• Premiums fixed until age 75
• Option to add on a return of Premium at expiry if no claim is made
• Option to add on a premium payback at death

Critical Illness – Permanent Term 100

• Pays out lump sum if you are diagnosed with cancer, stroke, heart attack or one of 24 critical illnesses and survive for 30 days.
• Premiums fixed until age 100
• Option to add on a return of Premium at expiry if no claim is made
• Option to add on a premium payback at death