As an avid promoter of good health, I am constantly looking for ways that can better help my clients start and stay healthy. As a Toronto Life Insurance Advisor, my job is not only to help my clients protect their loved ones financially in times of illness or death, but also to protect my clients by promoting ways to improve their lifestyle. Aside from obvious reasons, being healthy not only improves the quality of your life but can also positively impact your wallet when paying for life insurance coverage (often with savings in the thousands).

In fact, as a Life Insurance Advisor, I hold the same concerns as a doctor would with regards to your lifestyle. It is for this reason that I have started to recommend Harley Pasternak’s 5-factor fitness to my clients. Both Pasternak and I share the same passion for living healthy and staying fit. Pasternak’s program has a slew of helpful ways for my clients to enjoy eating all the meals they love guilt-free whether it be using the hundreds of recipes included in the program, or using the eating-out guide for those on the go. He is a renowned fitness and nutrition expert responsible for getting celebrities including Lady Gaga, Halle Barry, Robert Pattinson, Robert Downey Jr. and many more in the best shape of their lives.

But the program’s celebrity status is not what sold me on this program. Rather, the beauty of the program is the way in which the program can be integrated with ease for clients of different walks of life, time restraints, and tastes. This is due to the famous 5 factors: 5 meals a day (all of which can be prepared in just five minutes), 5×25-minute workouts 5 days a week, with one free day to enjoy less-healthy food options without worries. The workouts are quick and are customized for varying fitness levels. In addition, the foods listed in Pasternak’s are customized to suit the client specifically. However all of them contain protein, fibre, healthy carbs, healthy fats, and are designed to lower cholesterol and blood sugar.

Cholesterol, Body Mass Index (BMI), the ratio of your height and weight, and blood sugar are key indicators life insurance companies use to determine your health and by extension your premium. In fact, often times, life insurance companies offer what’s called preferred rates to individuals in good health and possess favourable family histories, otherwise known as low-risk clients. The discounts can be as high as 30% percent less than the average rate which can conversely, translate into savings of thousands of dollars. A great way for you to cash in on your results!

This is the Life Man offering you ways to save your money, save you time and enhance your lifestyle.